Students should be wary of any financial aid or scholarship search services that charge a fee. Before you pay any
money to a search service, we strongly suggest you visit
FinAid's Scholarship Scams page.
KASKASKIA COLLEGE FOUNDATION:
The Internet’s largest free scholarship search! The FASTWEB database contains over 600,000
scholarships. Check out FASTWEB
A web site that parents and students can visit to obtain information on the following
College Planning Information
Finding and Applying for College
Link to FAFSA/Apply
Prepaid Tuition Plan
Selecting Your Child's College
Paying for College
College Costs Calculator/Financial Aid Estimator
Visit the Collegezone web site
According to the federal government, the family is ultimately responsible for the cost of a student’s education.
Whenever a family’s resources are insufficient to cover the costs, the state and federal governments provide
assistance in the form of grants, scholarships, work study and loans. A student’s eligibility is determined by the
family information provided on the Free Application for Federal Student Aid (FAFSA).
While there may be a host of reasons why parents may refuse to provide the necessary information to help their
children, some of the more common reasons are:
- Parents think college is too expensive. With the Hope Scholarship Tax Credit, a family may claim a tax credit of up to $1,500 per tax year for each eligible dependent. For two tax years, a family may claim up to 100% of the first $1,000 of eligible expenses and 50% of the next $1,000 for a maximum of credit of $1,500. With the low tuition costs at Kaskaskia College and Hope Scholarship Tax Credit, an education is more affordable than ever. A typical year of tuition at Kaskaskia College (16 credit hours during the fall and spring semesters) at a tuition rate of $60 per credit hour is only $1,920! Many families are able to claim the Hope Scholarship Tax Credit for the entire amount of tuition they have paid!
- Parents may mistakenly believe they are no longer responsible for the child’s education when a child reaches the age of 18. However, for educational purposes, a student does not become independent until they are 24 years old by December 31 of the award year. For example, students born before January 1, 1982 are considered dependent for the 2005-2006 academic year. A student born before January 1, 1982 is no longer required to submit parental information if 1) the student is married, 2) the student is or was a ward of the court until age 18, 3) the student is a veteran of the armed forces, 4) the student has legal dependents (receiving more than half of the support from the student), or 5) the student has already received a bachelor’s degree.
- Some parents are concerned about the privacy of their income information that must be supplied on the application forms. However, all information is protected under the Family Educational Rights to Privacy Act of 1974 (FERPA) and is strictly guarded by the financial aid office at the school the student will attend.
- In a divorce situation, a refusal is often used as a weapon against the other parent or there is fear that the information may be divulged to the other parent. Again, FERPA protects privacy and is strongly enforced by the financial aid office.
- Stepparents may feel it is unfair that the applications require their information when stepchildren attend college. However, when parents remarry, the stepparent assumes responsibility for the child for FAFSA filing purposes, regardless of the divorce decree or prenuptial agreement.
- Parents have not filed tax returns or paid their taxes. Tax evasion is a serious violation of law punishable by fines and imprisonment.
- Parents think they make too much money and that the application is a waste of time. Many families are very surprised to discover that children actually do qualify for financial aid after they apply.
If there are serious mitigating circumstances in a student’s life that are contributory to the student being unable
to live in the family home, then a student may be able to appeal to the Financial Aid Administrator at the school
he or she will be attending for a professional judgment dependency override. These circumstances include the student
being unable to reside in the family due to health, safety, or welfare concerns. The student will have to provide the
Financial Aid Administrator with proper documentation such as copies of protection, court documents, social worker
reports, police records, medical reports, witness statements, etc. Keep in mind that a student who simply does not
want to live with his or her family does not constitute a basis for an appeal.
We applaud those parents who accept their responsibilities and help their children achieve the education that is
vital in the world today. The Kaskaskia College Office of Financial Aid is dedicated to the success of the student.
If you would to speak with a professional regarding the financial aid process, contact the Office of Financial Aid at
618.545.3080 or toll-free at 800.642.0859.