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Student Loans

Beginning in the fall 2014 semester, Kaskaskia College will no longer be offering the Direct Loan Program through the Department of Education. Student Loans will be offered through the preferred lender, Sallie Mae. Students may also borrow from private banks and other lending institutions if they prefer. The interest rates, repayment options, and terms may vary depending on which lender the student chooses to use.  Students may also need to provide a credit worthy co-signer in order to qualify for a student loan or to receive a lower interest rate through one of these preferred lenders.


1.      Steps before applying for a Student Loan

a.      Fill out FAFSA


b.      Complete additional paperwork with the FA Office (optional)

2.      Steps to apply for an Outside Loan

a.      Choose a lender

                                                 i.      Sallie Mae


                                                 i.      Students may also seek out private banks or lending institutions of their choice, in this scenario however the loan funds would be sent directly to the student and not through Kaskaskia College. Examples of other private lenders could include US Bank, First National Bank, GTSB Bank, FCB Bank etc.

b.      If you are a first-time borrower with Kaskaskia College, you will need to attend a First-Time Loan seminar after being approved for a student loan

                                                              i.       Please contact the Financial Aid 545-3080 to set up an appointment.

c.       Follow up with Financial Aid Office to make sure Loan was certified

                                                              i.      618-545-3080

3.      Steps after you’ve graduated, withdrawn, or dropped below 6 credit hours if you have previously had a Direct Loan through the Department of Education


a.      Complete Online Exit Counseling with


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